“All Employers Need to Know and Are UNAFRAID to Ask”

Everyone agrees, to attain effective cost management in workers’ compensation employers need to develop and implement a workers’ compensation program, covering EVERY aspect of this very complicated issue.

Common sense  also tells employers it is not necessary to figure it all out themselves.  Rather, astute employers look for plans and programs designed and tested by trustworthy and knowledgeable individuals and tailor a plan fitting their particular industry, workplace environment, and employee culture.

Sounds good.  Sounds easy!  — a little like putting a recipe together?  But, as is known, just leave one essential element out of the recipe and the resulting food dish goes south.

An effective  most management workers’ compensation program needs, at minimum these

TWELVE (12) KEYS

1. Management  Basics: knowing best practices, involving management at all levels.

2. Knowledge of Adjusters (TPA)* who and what they are and how they function.

3. Management of Injuries:  best practices, roles and responsibilities.

4. Employee Communication so they know what policy is, what to do, where to go when injury occurs and after.

5. Procedure  for Reporting Injury at the time the injury occurs.

6. Procedure for Post Injury Follow Up: keeping track of the injured worker, healing progress, RTW status.

7. Medical Care Direction: working with medical providers; looking at injuries from diagnosis to RTW recommendations; learn medical terms.

8. Return-to-Work (RTW) Procedure: transitional duty; state and federal leave laws

9. Indemnity Cost Containment Services such as independent medical evaluations and work hardening. (workersxzcompxzkit).

10. Medical  Cost Containment: using nurse case managers; peer and utilization review.

11. Plan  to Fight Fraud and Abuse: knowing when to investigate and what type of investigation to use.

12. Training  and Building Commitment involving both management and employees.

Learn more at:  Workers Compensation ToolKit

Author:  Robert Elliott, J.D.

Visit Our Websites:  ReduceYourWorkersComp
Try Our FREE  Workers’ Comp Best Practices Quick Check

Robert Elliott is a senior vice president with Amaxx Risks Solutions, Inc. Over the past 20 years, he has worked successfully with many industries reducing Workers’ Compensation costs, such as airlines, health care, manufacturing, printing/publishing, pharmaceuticals, retail, hospitality and many other industries and organizations. Contact him at Robert_Elliott@ReduceYourWorkersComp.com

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